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New Member
hoopsbookie
Posts: 12
Registered: ‎05-19-2008

Additional cardholder info ?

 Does being an additional cardholder on a (Excellent Credit Rating)credit card account effect your credit  either way or is everything just based on the primary cardholder. Also, if you do a joint account does that kind of combine both credit and fico scores onto one account for credit refrences ?  
Valued Contributor
stef37
Posts: 2,205
Registered: ‎12-06-2007

Re: Additional cardholder info ?



hoopsbookie wrote:
 Does being an additional cardholder on a (Excellent Credit Rating)credit card account effect your credit  either way or is everything just based on the primary cardholder. Also, if you do a joint account does that kind of combine both credit and fico scores onto one account for credit refrences ?  


Being an AU would affect the AU's credit depending on how that account has been handled.
 
Joint accounts share responsibility for the account. Again, depending on how the account is maintained will affect each person's credit score's accordingly.

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