@bakalao2k wrote:fused, I don't this is an adverse action. Everyone is getting their rates jacked up. An adverse action would occur If you had some negative information on your credit report.
A negative action taken against a cardholder is AA. It makes it even worse when the cardholder did nothing to earn more onerous terms. Just because you're not the only one getting jacked for no reason, doesn't mean you're not getting jacked for no reason.
