No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I just recently received a credit line increase on my Citi Platinum Visa Student Card (11% interest, 5000 CL). I also have a MTVu Visa card with them (12% interest, 5500 CL.)
The thing is though the platinum card has no rewards while the MTVu card has Thank you points which I enjoy. I never carry a balance on either cards but I want to product change this platinum card to either a cash back or rewards to make it worth my while. I would also like to change the platinum Visa to a MasterCard just so I have a fully diversified wallet. Is this at all possible? Should I wait? Maybe eliminate the platinum after awhile and ask to move that credit line to the MTVu?
I also have an Amex Zync charge, Amex Blue and Discover More card (rarely used) if that makes a difference. Credit Score is low 700's, 20 yrs old. I don't regularly use or max out all these cards; just preparing for the future.