04-02-2013 09:57 AM
I recently had a score bump after cleaning the lates off of nmy credit so I decided to do some app's. I got a Lowes card @ 2k 3/29, a discover it card @ 1k 3/30 and a Visa from my credit union yesterday @ 5k. My question now is should I stop apping and wait for a few months for these to raise my score or should I apply for anything else?
04-02-2013 10:00 AM
There is always room for you in the garden! 6 month stays are welcomed!
04-02-2013 11:47 AM
Congrats on your app spree. Be aware that you may not see an immediate upward bump in scores, especially if you aren't carrying balance on whatever cards you have currently. If you are carrying balances you may see a bump due to your util % going down but you will get dinged for both hard pulled inquires and your AAoA going down. A lot of the aging negative affects will go away as time goes on. The important thing for you now is to use your new cards responsibly. I would concur with others and take a breather for a bit.
04-02-2013 11:53 AM
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