10-24-2012 01:37 AM
Yea I sent a email to get the ball rolling with a local credit union. If PNC does not work out I'll consider switching my banking. I've been with National City/PNC for almost 10 years now.
10-24-2012 06:29 AM
Thats a good point. I emailed my bank to see what they are looking for.
Also thinking about applying for Walmart and Amazon. I shop quite a bit at amazon but I'd like the Visa cause it can be used anywhere.. Hear that one may be hard to get with a small credit history (6 Months) Reccomendations?
I would suggest looking at the Citi Forward Student card. It offers 5% on Amazon and restaurants. This offers a great benefit to you for your purchases, and your application may be looked upon more favorably if you are a student. Something to consider.
11-07-2012 05:43 AM - edited 11-07-2012 05:45 AM
Discover Auto'ed me to 750 which was nice. I have my Utilization sitting at sub 9% now.
PNC is a no go a bit more difficult to get in it seems. I'm currently studying abroad in Japan so I don't need credit at the moment. When I return in Jan/Feb I'm interested in getting Amazon and Walmart (Most of my shopping as I attend college)
Is apping for two GE cards at the same time alright? I'll have about 10 months history then. Good odds? No baddies. I'd also like a Visa type credit card if possible. Discover area is pretty good around me but Visa is better. Recommendations?
My inquiries stand at
EX - 3, only one in the last year
EQ - 0 none at all
TU - 9, 4 in the last year (2 are student loan apps)
Thank you for the reccomendation I'll take a look into it.
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