Happy Saturday All,
I currently am in the process of getting my score a bit higher...aren't we all??
(current Fako score from Wamu is 702) though I need to pull my actual reports.
Currently I have a WAMU card that I have totally paid off, the CL is about 5K. I called them to ask them to waive my annual fee which they refused to do...(asked for Supervisors etc) since I had paid the card off, used it, paid it down again etc.
I am thinking of applying for a Barnes and Noble Mastercard (issued by Barclay's Bank Delaware) , but was wondering should I:
1-Apply for the Barnes and Noble Mastercard and Transfer the Balance from WaMu( though it is paid off) to Barnes and Noble
2- Do the above and close my WaMu card (I know this dings my score...but that annual fee is pissing me off)
3- Apply for the Barnes and Noble card, but keep WaMu open if I get it....and suck it up and keep paying the annual fee.
There is no guarantee of course that if I did get the Barnes and Noble card they would give me the same credit limit I currently have with WaMu (which is the oldest CC I have)
Ideas? Advice? A chocolate chip cookie?