Advice for timing of apps?

[Asailorshort]

In about 10 months, my income will be significantly less, as i head into retirement, going from approx 100k to 30k. I'm mostly interested in cards with sign up bonuses & the actual CL's aren't that important to me, as i already have more than enough credit & am pretty debt averse. My scores are currently in the 700-720 range & slooooowly going up. Will it make any difference in approval if i apply while my income is still high or would i still get approved later when my income drops significantly?

[Creditaddict]

You should be just fine later and you can use your retirement savings accounts towards income but mostly income comes into play for cl