Reply
Member
Posts: 34
Registered: ‎03-30-2013
0

Advice help, Should i open a second credit card?

Hi, i've had my Wells Fargo secured card for 11/2 years now, ive paid my balance in full as soon as they show up, my credit score is currently 759.

I wanted to get a second card to better my credit in the long run, and lower the utilization a bit, im not worried about maxing or late payments because its never been close to that point.

 

My only question is, should i even apply for a credit card without income? i have ways of making money, and money saved up, i just don't know if i will be accepted for a credit card with no income, but a score of 759.

 

if anyone knows or have/had the same situation please give me some info. Thanks. =)

Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Advice help, Should i open a second credit card?

this is a duplicate thread. i posted a reply to your other thread :smileytongue:

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Advice help, Should i open a second credit card?

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.