I've had my NFCU card for about two months. Other than corporate Amex; this was my 1st major CC in years and so happy they took a chance on me. I'd like to go for the Visa Sig at some point so wanted to get your advice on how long should i wait AND would it be easier to do a product change or app for a new card????
Since it's close to 2 months old should I wait longer? Also, do I specifically ask if its eligible for upgrade to visa sig?
Wow, that's great. Perhaps I will wait til December and that upgrade will be my christmas present to ME!
Like the others have said once you have a $5k limit it should be easy.
I have low scores do to alot of inquires (car shopping) and I've only had my card for about 3 cycles and I just asked them to upgrade me from nRewards to a Flagship signature and it was no problem. I'm currently waiting on the account to update.
If you have a Cash Rewards card with a CL of $5k+, it is my understanding that you will eventually be upgraded automatically. I believe that they're working their way through and upgrading everyone. I didn't have to do anything with my account, they upgraded my card automatically. My new card just came this past Friday.