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I have a capitol one secured $1k limit 0 bal, barclay rewards 5k, 0 bal. Auto loan with 10K bal. AAOA is 3 years. My TU 764, EQ 750, EX 680 (tax lien due to improper filing of paperwork on my behalf-has 0 bal EX wont remove). Self Employed last 4 yrs, 60K income. State of Residence is KY. My goal is to purchase a house next spring. I would like to acquire another cash rewards card, which would you suggest? Or should I not try for another card?
@Thabeast wrote:I have a capitol one secured $1k limit 0 bal, barclay rewards 5k, 0 bal. Auto loan with 10K bal. AAOA is 3 years. My TU 764, EQ 750, EX 680 (tax lien due to improper filing of paperwork on my behalf-has 0 bal EX wont remove). Self Employed last 4 yrs, 60K income. State of Residence is KY. My goal is to purchase a house next spring. I would like to acquire another cash rewards card, which would you suggest? Or should I not try for another card?
You can check in the mortgage subforum but I believe they say don't apply for new credit with less than a year remaining (since you want to get a house in spring).
I would. You still have time before your house purchase it should be done at least 6 months before home loan. You have great scores. I wont recommend any cards because Chase is very popular and I have none. Wait for suggestions and research what would be good for you. Good Luck on your credit journey.
edit: Welcome to the forum.
If you are going for another card, and if it has been at least 3-4 months since you obtained that Barclay card, then try for the Sallie Mae Rewards card. its issued by Barclays, so will use that great TU score you have.
https://www.salliemae.com/credit-cards/sallie-mae-card/