These are my current credit cards. As of 9-17-07 my equifax score was 695. I have no negative items on my credit report. Only issue is length of history. 3 years. I want to buy a house in about four years. Do you think I should start getting better higher limit cards now. Or should I just sit on these cards til after I buy my house? I also got a pre approval notice from amex for the blue card and blue cash. I know these arent guaranteed approvals but I know my score must be going in the right direction because I never got offers from AMEX before.
Cap1- 400 CL 16.44 APR 300.00 BALANCE
PROVIDIAN- 1000CL 24.74 APR 230.00 BALANCE
HOUSEHOLD BANK- 1500.00CL -0- BALANCE
BEST BUY 1400CL- 22.65 APR 900.00 BALANCE
NY&C 530CL -0- BALANCE
VIC SECRET 850CL -0- BALANCE
Thanks in advance for all of your help.