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Moderator Emeritus
MarineVietVet
Posts: 14,250
Registered: ‎07-14-2009
0

Re: Advice on a good starter credit card


Miah420 wrote:

Yes it is from Fico


It is TU (Transunion) or EQ (Equifax)? And you bought it here at myFICO?

 

These might seem like silly questions but many sites will sell you a "credit score" but it's not a FICO score.

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

 

 

New Visitor
Miah420
Posts: 7
Registered: ‎03-06-2011
0

Re: Advice on a good starter credit card

the 30 day lates are all in 2009, during the summer.  The collections account was in 2005.

New Visitor
Miah420
Posts: 7
Registered: ‎03-06-2011
0

Re: Advice on a good starter credit card

yes i bought it here from myFico

Valued Contributor
vish1
Posts: 1,129
Registered: ‎01-20-2011
0

Re: Advice on a good starter credit card

IMO, with no other revolving account and a lot of baddies, you may not find it easy to get citiforward card or any other prime card.

 

I would try cap 1 pre approval or a local CU for now.

Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
Ex Fico: 762 (PSECU)
EQ Fico: 764 (DCU)
TX Fico: 773 (Discover)
Established Contributor
JayRizzo
Posts: 583
Registered: ‎10-17-2010
0

Re: Advice on a good starter credit card

Exactly as Vish1 stated!

Valued Contributor
scottwagnon
Posts: 1,344
Registered: ‎02-07-2010
0

Re: Advice on a good starter credit card

gas cards!

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 798 (300 - 850) TU transrisk 772
card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
Contributor
mahendra82
Posts: 95
Registered: ‎05-10-2008
0

Re: Advice on a good starter credit card

Try amazon. 


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