Advice on card for balance transfer

[Anonymous]

Hello all,

I am looking for a card to transfer the balances showing below. I have 1 90 day late from a Bloomingdales card that is a CO at $550.00 and set to drop off next year. I am thinking of paying it today at it shows as 126% UTI.

Card                 Limit                          Balance

Amex               $24,100.00              $8,700.00 

Discover         $6,400.00                $983.50

BB Jewelers  $8,500.00                $2,100.00

GE/Sync          $6,000.00                $0.00         

Trek/Cominity $4,500.00               $1000.00  

Home Depot  $500.00                   $35.00

Installment loan                              $5,061.00

The scores are all FICO, EX = 696, TU = 735, and EQ, the constant pig = 655. My income after taxes is over the $100k mark and I think that's about it.

Any thoughts? Suggestions? Best to sit tight and the rest down and now worry about it? Garden?

TIA,

AdCred1

[twist7d7]

---

@Anonymous wrote:

Hello all,

I am looking for a card to transfer the balances showing below. I have 1 90 day late from a Bloomingdales card that is a CO at $550.00 and set to drop off next year. I am thinking of paying it today at it shows as 126% UTI.

Card                 Limit                          Balance

Amex               $24,100.00              $8,700.00 

Discover         $6,400.00                $983.50

BB Jewelers  $8,500.00                $2,100.00

GE/Sync          $6,000.00                $0.00         

Trek/Cominity $4,500.00               $1000.00  

Home Depot  $500.00                   $35.00

Installment loan                              $5,061.00

The scores are all FICO, EX = 696, TU = 735, and EQ, the constant pig = 655. My income after taxes is over the $100k mark and I think that's about it.

Any thoughts? Suggestions? Best to sit tight and the rest down and now worry about it? Garden?

TIA,

AdCred1

---

I believe that if you Pay the CO it will take longer to drop off. (someone correct me if im wrong). Id sit tight for now and then when that falls off go for the chase slate. If you dont have and needs for a morgage or car loan in the 12 months after that. recon the CL and let them pull you again. then transfer as much as you can druing the intro period. (4months I believe)

[Anonymous]

Anyone have additional input on this? Does taking care of the CO affect the time it drops off?

[Creditaddict]

---

@Anonymous wrote:

Anyone have additional input on this? Does taking care of the CO affect the time it drops off?

---

No

Chase Slate is the best BT card.