If you aren't planning on getting a new car loan or mortgage in the near future, I would recommend considering to get a CLI on your BOA card and maybe applying for one or two more cards. These would most likely dent your score some in the near term but in the long run you would have a thicker report and your score would be less resistant to changes. Picking the right cards could also help you maximize your rewards to your spending.
If women didn't exist, all the money in the world would have no meaning. -- AristotleStarting Score: 777 Current Score: 761 Goal Score: 800