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Advice on next card please

Contributor

Advice on next card please

Im thinking one of the Citi cards for sign up bonus.....Eat out alot and movies and what not....suggestions??


$4000----------- $5000------------$15000-------------$3500-------------NPSL----------$2500------------$5000----------$10000--------$5000
Message 1 of 10
9 REPLIES
Frequent Contributor

Re: Advice on next card please

Citi Forward would work then, but depends what your history looks like. If you have at least 6 months of good solid history and no baddies you should have a good chance, good luck!
 
Message 2 of 10
Senior Contributor

Re: Advice on next card please


pats23 wrote:

Im thinking one of the Citi cards for sign up bonus.....Eat out alot and movies and what not....suggestions??


Citi Forward card, IF you are a student.

 

Otherwise its best to work on getting a US Bank Cash+ card. If you can't apply in a branch, then go for a US Bank Platinum, and after a few months call to PC it to the Cash+, its worth the effort. No signup bonus though.

 

After that, you have to drop down to 3% restaurant options. Chase AARP visa signature card(3% Gas Station and Restaurant, no caps), or Huntington Voice. Or I suppose the American Express Lowes Business Rewards card (3X Restaurant, Office Supply stores, Wireless telephone), if you are willing to consider business cards.





TU-8: 755 EX-8: 771 EQ-8: 763    EX-8 Bankcard: 815    
TU-9 Bankcard: 795 EQ-9: 822
   EX-98: 735 EQ-04: 730
Total $437,800
Message 3 of 10
Contributor

Re: Advice on next card please

I was thinking the Citi thankyou preferred cards, any thoughts?


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Message 4 of 10
Super Contributor

Re: Advice on next card please


pats23 wrote:

I was thinking the Citi thankyou preferred cards, any thoughts?


my only thought on that would do you think you would use it that much , you already have IT and Freedom. Aren't UR pts more valuable than TYP?



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 5 of 10
Contributor

Re: Advice on next card please

You're probably right I think I'm intrigued by the sign up bonus. I'm itching for another card

$4000----------- $5000------------$15000-------------$3500-------------NPSL----------$2500------------$5000----------$10000--------$5000
Message 6 of 10
Senior Contributor

Re: Advice on next card please


mongstradamus wrote:

pats23 wrote:

I was thinking the Citi thankyou preferred cards, any thoughts?


my only thought on that would do you think you would use it that much , you already have IT and Freedom. Aren't UR pts more valuable than TYP?


+1    I was thinking the same thing. You seem to have a great cc lineup!  Btw, how do you like your Chase Hyatt?  I was just approved earlier this week, and the signup bonus seems to be really good. 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 7 of 10
Senior Contributor

Re: Advice on next card please


pats23 wrote:
You're probably right I think I'm intrigued by the sign up bonus. I'm itching for another card

You could also get a Chase Amazon card then, and a Citi Dividend as well. Who knows, you might even use the Dividend someday for the 5% rotating category.

 

Eventually you would transfer the credit limit from the Chase Amazon to your Freedom, and close the Amazon.

 

It looks like you haven't gotten a Barclaycard signup bonus yet. I suggest the Sallie Mae Rewards Smiley Wink





TU-8: 755 EX-8: 771 EQ-8: 763    EX-8 Bankcard: 815    
TU-9 Bankcard: 795 EQ-9: 822
   EX-98: 735 EQ-04: 730
Total $437,800
Message 8 of 10
Contributor

Re: Advice on next card please

I just met the spend requirement on the Hyatt card and am looking forward for my two free nights....cool looking card though, I probably wont use it a ton for everyday spending but will keep for the one free night a year


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Message 9 of 10
Highlighted
Contributor

Re: Advice on next card please


Themanwhocan wrote:

pats23 wrote:
You're probably right I think I'm intrigued by the sign up bonus. I'm itching for another card

You could also get a Chase Amazon card then, and a Citi Dividend as well. Who knows, you might even use the Dividend someday for the 5% rotating category.

 

Eventually you would transfer the credit limit from the Chase Amazon to your Freedom, and close the Amazon.

 

It looks like you haven't gotten a Barclaycard signup bonus yet. I suggest the Sallie Mae Rewards Smiley Wink


I do like the idea of the amazon just for combining the limits later on


$4000----------- $5000------------$15000-------------$3500-------------NPSL----------$2500------------$5000----------$10000--------$5000
Message 10 of 10