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mbdebtfree
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mbdebtfree
Posts: 2
Registered: ‎11-19-2007

Advice on trying to get my cc co. to lower my apr rate?

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‎11-19-2007 11:14 AM

Hello all,
 
I am new to the game and have been enjoying reading some of the posts on this site.
 
I have on several occasions called my credit card company (Chase) asking them to lower my apr rate.  I have even threatened to close and consolidate with another company.
 
They always tell me that they do not have any offers at this time and that I should try back at a later date.  It has become very frustrating as I am really trying to pay down my debt but the apr rate is making it very difficult. I really do not want to move my debt around as I don't want my fico score to get lower.
 
Any suggestions would be greatly appreciated.   
Equifax (740) Trans (703) Experian (701)
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Senior Contributor
Noah_Bodie
Posts: 4,635
Registered: ‎03-11-2007

Re: Advice on trying to get my cc co. to lower my apr rate?

[ Edited ]
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‎11-28-2007 02:20 PM - edited ‎11-28-2007 02:20 PM

Read the CC tactics link in my sig.
 


Message Edited by Noah_Bodie on 11-28-2007 02:20 PM
Newbie Guide - Never be late - Friendly CCCs - CC Tactics
Credit Monitoring - Fax Disputes to the CRAs - Abusive Phone Calls
SOL v. CRTP - DV - I've DVed, now what? - GW - MOV - Recon
Being sued? - Medical bills/collections - Magic Eight Ball
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