Re: Advice with my next step to build credit

Dustink · ‎10-02-2012

I think amex would like a minimum 1 year of history unless your assets and income are very high.

Too many INQs & low AAoA so I'm off to tend the Garden. Age:21 EQ: 642 TU: 677 EX: 665

$14k $8.5K $7.5k $7.5k $6.5k $6k $5k $5k $5k $5k NPSL @ 0%

CruzImperial · ‎07-04-2012

Fill in both applications and submit first the charge one,

if instantly approved with NPSL, switch to the other tab and submit the revolver one.

if it's not approved, don't submit the revolver application.

You should have no trouble getting the charge one.

after that, if you get denied for the revolver, it will only be 1 HP.

and If you get approved for both, it will be 1 HP also.

sjt · ‎05-05-2010

I think your off to a good start. I do think you should increase your Wells secured. If you can do $5K I would do it.

December would be a good time to apply for an Amex. charge. Id go for the Gold Rewards.

Credit Cards