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Established Member
Posts: 37
Registered: ‎06-06-2012
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Re: Advise for mom

[ Edited ]

Sheesh!!!!! Citi put it to furhter processing as well. I did not do the freedom... I will actually wait until I call recons tomorrow. Does citi have a recon or should I wait? My poor old mom!!!

 

 

Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: Advise for mom

Yep.. recon recon recon. The phone is your friend

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
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Established Member
Posts: 37
Registered: ‎06-06-2012
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Re: Advise for mom

I have a feeling I will definitely be able to get something with her story. I'm sure to the computers she doesn't look too good but when I call up and have them take a  manual look they should do it. Now to be honest I have never done a recon before. I was approved for my BCP right away and I have a slate as well that was pending but then approved with no action on my part. Do I call them after the deny or should I call up during business hours tomorrow?

 

Should I put in for anyone else tonight? We did Chase Slate, Citi Diamond and Cap 1 plat prestige. Let me know as I'd like to do all these apps in one night rather than over days.

 

Thanks again so much.

Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: Advise for mom

Nah I think 2 is good for now. Take a wait and see approach. ... make sure she is on board.. and I would let her do the recon. Does she have good income?

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Established Member
Posts: 37
Registered: ‎06-06-2012
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Re: Advise for mom

She just told me she put in for the discover and got approved! Very happy for her except we can't find what her CL is anywhere :smileysad:

Established Contributor
Posts: 657
Registered: ‎06-27-2012
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Re: Advise for mom

congrats G.L. on the BT's.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
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New Member
Posts: 8
Registered: ‎10-01-2012
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Re: Advise for mom

Congrats. I have high utilizations but am similar in that I have no lates or anything, and I recently joined a cu and opened a small checking account with them and was extended a card with a 5k balance and great APR.. Maybe she could join a cu? They tend to be more understanding/helpful.

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