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Advise for mom

Established Member

Re: Advise for mom

Sheesh!!!!! Citi put it to furhter processing as well. I did not do the freedom... I will actually wait until I call recons tomorrow. Does citi have a recon or should I wait? My poor old mom!!!

 

 

Moderator Emeritus

Re: Advise for mom

Yep.. recon recon recon. The phone is your friend

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Established Member

Re: Advise for mom

I have a feeling I will definitely be able to get something with her story. I'm sure to the computers she doesn't look too good but when I call up and have them take a  manual look they should do it. Now to be honest I have never done a recon before. I was approved for my BCP right away and I have a slate as well that was pending but then approved with no action on my part. Do I call them after the deny or should I call up during business hours tomorrow?

 

Should I put in for anyone else tonight? We did Chase Slate, Citi Diamond and Cap 1 plat prestige. Let me know as I'd like to do all these apps in one night rather than over days.

 

Thanks again so much.

Moderator Emeritus

Re: Advise for mom

Nah I think 2 is good for now. Take a wait and see approach. ... make sure she is on board.. and I would let her do the recon. Does she have good income?

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Established Member

Re: Advise for mom

She just told me she put in for the discover and got approved! Very happy for her except we can't find what her CL is anywhere Smiley Sad

Established Contributor

Re: Advise for mom

congrats G.L. on the BT's.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
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New Member

Re: Advise for mom

Congrats. I have high utilizations but am similar in that I have no lates or anything, and I recently joined a cu and opened a small checking account with them and was extended a card with a 5k balance and great APR.. Maybe she could join a cu? They tend to be more understanding/helpful.