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I started rebuilding in Jan and have made vast improvements. Over a hundred points in increase and added new lines. I am wondering if it would hurt to close the toy limit cards that I got in the beginning of my rebuild. I am also planning to close my 200 secured cards (Cap One and Discover). I just was wondering if I should actively close the toy limit store cards or just let the eventually be closed for nonuse.
Since you just started rebuilding I would keep them open for a little while longer - as long as there is no annual fee.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Thanks for the advise. I will just sock drawer them and reevaluate after the accounts hit the one year mark.