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Advise

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Anonymous
Not applicable

Advise

I started rebuilding in Jan and have made vast improvements.  Over a hundred points in increase and added new lines.  I am wondering if it would hurt to close the toy limit cards that I got in the beginning of my rebuild.  I am also planning to close my 200 secured cards (Cap One and Discover).  I just was wondering if I should actively close the toy limit store cards or just let the eventually be closed for nonuse.  

Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Advise

Since you just started rebuilding I would keep them open for a little while longer - as long as there is no annual fee.

Message 2 of 4
RonM21
Valued Contributor

Re: Advise

I also think that I'd hold on to them a bit longer, personally.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 3 of 4
Anonymous
Not applicable

Re: Advise

Thanks for the advise.  I will just sock drawer them and reevaluate after the accounts hit the one year mark.  

Message 4 of 4
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