Affirm vs. Bill Me Later?

[toi34]

I was buying cosmetics online tonight and one of the payment options was Affirm. It appears to be just like Bill Me Later...you enter your cell phone, birthdate and last 4 of social...it's a hard pull; if approved, you get up to 3 months to pay.

Any one hear of this payment option before? Anyway, their website said they are expanding to different online merchants.

This may be an option for folks who cannot get a BML account because they already have a PayPal account. I believe it too is a hidden tradeline.

Anyway...just a heads-up for the community!

http://fortune.com/tag/affirm/

[Ron1]

link:

https://www.affirm.com/u/#/signup


Ron.

[AvadaKedavra]

where were you shopping? This is interesting...first time I'm hearing of it.

[WuXing5]

reading the terms the APR is killer, from 10 to 30%  backed by Cross River Bank, https://www.crossriverbank.com/