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Regular Contributor
isoldmyatlas
Posts: 207
Registered: ‎04-28-2012

After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Just purchased my very first reports & scores from here....wasn't sure if I'd be scoreable yet...but I am!

 

TU: 715

EQ: 739

 

 

Yaaaaaaaaaaay!

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!
Established Contributor
calihlove75
Posts: 712
Registered: ‎05-16-2012

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Congrats. Nice scores!!

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/1, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
Established Contributor
migliogiorni
Posts: 582
Registered: ‎06-27-2012

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Very nice.

 

Dallas Cowboys Fan :smileyvery-happy:
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k
Regular Contributor
isoldmyatlas
Posts: 207
Registered: ‎04-28-2012

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Also worth noting: Cap1 only pulled Transunion for me when I got my card! No inquiries on Equifax or Experian (checked Quizzle for that one).

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!
Regular Contributor
alboto
Posts: 211
Registered: ‎08-23-2012

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!


isoldmyatlas wrote:

Just purchased my very first reports & scores from here....wasn't sure if I'd be scoreable yet...but I am!

 

TU: 715

EQ: 739

 

 

Yaaaaaaaaaaay!


Congratulations!!! nice way to start.

Valued Contributor
Dustink
Posts: 2,368
Registered: ‎10-02-2012

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!


isoldmyatlas wrote:

Just purchased my very first reports & scores from here....wasn't sure if I'd be scoreable yet...but I am!

 

TU: 715

EQ: 739

 

 

Yaaaaaaaaaaay!


Nice job on the good start. Just keep in mind that you have a thin file. So, those scores may not get you the same credit as somebody else with those scores.

 

 

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Regular Contributor
isoldmyatlas
Posts: 207
Registered: ‎04-28-2012

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

I know :smileyhappy: Next month I'll be shooting for a couple of cards that the new-to-credit people here have had luck getting - Discover More (It?) and AMEX Green (so I can have a 2012 membership year in case I apply for the HHonors in 2013).

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!
Mega Contributor
LS2982
Posts: 14,440
Registered: ‎04-09-2011

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Nice scores!!!

Give it 6 months and go for an AMEX!



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
Regular Contributor
beautybrainsbooty
Posts: 206
Registered: ‎08-02-2012

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Congratulations on the wonderful scores. Now its time to build!!  :smileywink:

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 674 > 689 >695 with my new TLs reporting :smileywink:
TU: 661>780
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=720 across the board--currently searching for the perfect *third* card to maximize my profile and score :smileywink:
Regular Contributor
Tran92
Posts: 213
Registered: ‎09-25-2012

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Wow nice way to start off your credit scores thumbs up :smileyhappy: . I hope I get to that point in 6 more months too.
TU 703 (1/13)
GOAL: 700+

As of Nov 2012








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