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After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Frequent Contributor

After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Just purchased my very first reports & scores from here....wasn't sure if I'd be scoreable yet...but I am!

 

TU: 715

EQ: 739

 

 

Yaaaaaaaaaaay!

TU: 771 (7/17/17) | EQ: 787 (7/17/17) | EX: 792 (7/17/17)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $34,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013)
Message 1 of 17
16 REPLIES
Established Contributor

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Congrats. Nice scores!!

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 2 of 17
Established Contributor

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Very nice.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 3 of 17
Frequent Contributor

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Also worth noting: Cap1 only pulled Transunion for me when I got my card! No inquiries on Equifax or Experian (checked Quizzle for that one).

TU: 771 (7/17/17) | EQ: 787 (7/17/17) | EX: 792 (7/17/17)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $34,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013)
Message 4 of 17
Regular Contributor

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!


isoldmyatlas wrote:

Just purchased my very first reports & scores from here....wasn't sure if I'd be scoreable yet...but I am!

 

TU: 715

EQ: 739

 

 

Yaaaaaaaaaaay!


Congratulations!!! nice way to start.

Message 5 of 17
Valued Contributor

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!


isoldmyatlas wrote:

Just purchased my very first reports & scores from here....wasn't sure if I'd be scoreable yet...but I am!

 

TU: 715

EQ: 739

 

 

Yaaaaaaaaaaay!


Nice job on the good start. Just keep in mind that you have a thin file. So, those scores may not get you the same credit as somebody else with those scores.

 

 

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 6 of 17
Frequent Contributor

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

I know Smiley Happy Next month I'll be shooting for a couple of cards that the new-to-credit people here have had luck getting - Discover More (It?) and AMEX Green (so I can have a 2012 membership year in case I apply for the HHonors in 2013).

TU: 771 (7/17/17) | EQ: 787 (7/17/17) | EX: 792 (7/17/17)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $34,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013)
Message 7 of 17
Highlighted
Mega Contributor

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Nice scores!!!

Give it 6 months and go for an AMEX!



EQ FICO 548 3/3/16
Message 8 of 17
Regular Contributor

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Congratulations on the wonderful scores. Now its time to build!!  Smiley Wink

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013
Message 9 of 17
Regular Contributor

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Wow nice way to start off your credit scores thumbs up Smiley Happy . I hope I get to that point in 6 more months too.
TU 746 (10/13)
GOAL: 750+






Message 10 of 17