Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

shakalaka · ‎09-10-2012

Nice, Congrats, I managed Zync and IT with 6 and 7 months history. But they will pull all three cr most likely.

SpiceIslander · ‎02-01-2010

That's incredible! Congratulations! Great Job/great scores!!!

Meg.

FICO: EQ 756 / TU 721 - 04/01/13 / EX 744 - 08/24/12 (AmEx)
FAKO: CK 764 - 05/25/13 / Quizzle 744 - 04/01/13

Hogue69 · ‎07-09-2012

Awesome Atlas! I am almost at the same point as you, just about to reach my 5 month mark! How did you keep track before you purchased your FICOS, did you utilize any FAKO services to give you a rough idea?

Begin building credit with a clean slate 5/1/12!

Cards
Capital One Secured $400 limit
BOFA Secured $300 limit
PSECU Visa $2000 limit

isoldmyatlas · ‎04-28-2012

I monitor my reports through CreditKarma and Quizzle. CK estimated my TU at 733 (FICO 715). My Quizzle FAKO says 693.

I checked CK last night and there was a pull from Amex, so I think they pulled all 3 bureaus since my history is so limited. Nothing from Discover though, so I'm guessing they pulled EQ. I believe Chase pulls Experian here in MA but I won't have a way of knowing for sure until a month from now when I get my next Quizzle update.

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!

Revelate · ‎12-30-2011

isoldmyatlas wrote:
I know Next month I'll be shooting for a couple of cards that the new-to-credit people here have had luck getting - Discover More (It?) and AMEX Green (so I can have a 2012 membership year in case I apply for the HHonors in 2013).

Excellent plan. Nice start so far, and a solid path to continue on, mucho congrats.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 648, Wally TU 673, EX 687 (06/15/13)
Goal Score: 680 in all three (01/01/14)

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Cadillac-XTS · ‎08-20-2012

Congrats

isoldmyatlas · ‎04-28-2012

Thanks Rev! I'll be joining the garden for sure once I have a definite answer about the Amazon card.

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!

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Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!