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After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Established Contributor

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Nice, Congrats, I managed Zync and IT with 6 and 7 months history. But they will pull all three cr most likely.

Amex Platinum | Discover IT | Amex BCE | Citi DCB | Chase Sapphire Reserve | Chase Sapphire Preferred | CapOne | NFCU goRewards and CLOC | Chase Freedom | Walmart | Alliant CU Visa | Couple of Biz Cards | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO (TU/EX/EQ): 737/772/752 - Total CL 215+K

Frequent Contributor

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

That's incredible! Congratulations! Great Job/great scores!!!

Meg.

FICO: 4/2016 - TU 841 | EQ 840 | EX 837

FNBO 23,600 | Amex SPG 13,900 | Amex BCP 13,400 | Barclays/Sallie Mae13,000 | Discover IT 12,500 | Lowes 10,000 | PLOC 9,300 | NASA FCU 8,700 | Citi Simplicity 6,200 | BOA Platinum+ 6,000 | Achieva CU 5,500 | Chase CSP 5,000 | Sam's Club 3,000 | Sears 900
Established Member

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Awesome Atlas! I am almost at the same point as you, just about to reach my 5 month mark! How did you keep track before you purchased your FICOS, did you utilize any FAKO services to give you a rough idea?

Begin building credit with a clean slate 5/1/12!

Cards
Capital One Secured $400 limit
BOFA Secured $300 limit
PSECU Visa $2000 limit
Frequent Contributor

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

I monitor my reports through CreditKarma and Quizzle. CK estimated my TU at 733 (FICO 715). My Quizzle FAKO says 693.

I checked CK last night and there was a pull from Amex, so I think they pulled all 3 bureaus since my history is so limited. Nothing from Discover though, so I'm guessing they pulled EQ. I believe Chase pulls Experian here in MA but I won't have a way of knowing for sure until a month from now when I get my next Quizzle update.
TU: 771 (7/17/17) | EQ: 787 (7/17/17) | EX: 792 (7/17/17)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $34,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013)
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Moderator

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!


isoldmyatlas wrote:

I know Smiley Happy Next month I'll be shooting for a couple of cards that the new-to-credit people here have had luck getting - Discover More (It?) and AMEX Green (so I can have a 2012 membership year in case I apply for the HHonors in 2013).


Excellent plan.  Nice start so far, and a solid path to continue on, mucho congrats.

 

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Established Contributor

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Congrats

Frequent Contributor

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Thanks Rev! I'll be joining the garden for sure once I have a definite answer about the Amazon card.

TU: 771 (7/17/17) | EQ: 787 (7/17/17) | EX: 792 (7/17/17)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $34,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013)