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Established Contributor
shakalaka
Posts: 547
Registered: ‎09-10-2012

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Nice, Congrats, I managed Zync and IT with 6 and 7 months history. But they will pull all three cr most likely.


Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (17,400) | Discover IT (12,700) | Chase Freedom (4,800) | Walmart (4,500) | CapOne (1,500) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 748 (4/30) EQ 730 (4/26) EX 748 (12/5)

Contributor
SpiceIslander
Posts: 326
Registered: ‎02-01-2010

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

That's incredible! Congratulations! Great Job/great scores!!!

Meg.

FICO: 04/2014 - TU 765 | EQ ??? | EX 768

Amex BCP 12900 | Lowes 10,000 | LOC 9300 | Sallie Mae/Barclays World MC 9000 | FNBO 8900 | BOA Platinum+ 6000 | Citi Simplicity 5200 | Chase CSP 5000 | Achieva CU 4000 | Discover 4000 | Sam's Club 3000 | Sears 900
Established Member
Hogue69
Posts: 23
Registered: ‎07-09-2012

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Awesome Atlas! I am almost at the same point as you, just about to reach my 5 month mark! How did you keep track before you purchased your FICOS, did you utilize any FAKO services to give you a rough idea?

Begin building credit with a clean slate 5/1/12!

Cards
Capital One Secured $400 limit
BOFA Secured $300 limit
PSECU Visa $2000 limit
Frequent Contributor
isoldmyatlas
Posts: 341
Registered: ‎04-28-2012

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

I monitor my reports through CreditKarma and Quizzle. CK estimated my TU at 733 (FICO 715). My Quizzle FAKO says 693.

I checked CK last night and there was a pull from Amex, so I think they pulled all 3 bureaus since my history is so limited. Nothing from Discover though, so I'm guessing they pulled EQ. I believe Chase pulls Experian here in MA but I won't have a way of knowing for sure until a month from now when I get my next Quizzle update.
TU: 761 (7/13/14) | EQ: 777 (7/6/14) | EX: 762 (4/6/14)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $5,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $10,000 (01/2013); Barclaycard Arrival+, $10,000 (07/13); Chase Hyatt, $7,000 (09/13)
Moderator
Revelate
Posts: 8,463
Registered: ‎12-30-2011

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!


isoldmyatlas wrote:

I know :smileyhappy: Next month I'll be shooting for a couple of cards that the new-to-credit people here have had luck getting - Discover More (It?) and AMEX Green (so I can have a 2012 membership year in case I apply for the HHonors in 2013).


Excellent plan.  Nice start so far, and a solid path to continue on, mucho congrats.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 679, EQ 8 708, TU 711, EX 702* (07/14/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Congrats

Frequent Contributor
isoldmyatlas
Posts: 341
Registered: ‎04-28-2012

Re: After 5 1/2 months of history, I have my very first TU and EQ FICO scores!

Thanks Rev! I'll be joining the garden for sure once I have a definite answer about the Amazon card.

TU: 761 (7/13/14) | EQ: 777 (7/6/14) | EX: 762 (4/6/14)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $5,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $10,000 (01/2013); Barclaycard Arrival+, $10,000 (07/13); Chase Hyatt, $7,000 (09/13)

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