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Valued Member
Posts: 49
Registered: ‎08-07-2011
0

After 6th attempt Cap1 Ex Office came thru.

Finally. Got CLI after the 6th attempt. Last year every 2 months I call the exec office for CLI and keep getting denied. I have 2 cap one card and I requested 4k for each of the card. I got someone that is very nice and told me that manual review must be done she ask few questions then told me that 3to5 bussiness days she will call me back. She ask what is the least amount that I would take and told her 2500. Been stuck on 750 for almost 2 years. When she mentioned that she will pass this on to the underwriters for review I knew from that moment I will get an increase in just a few days. Good enough I check my account yesterday and was approved 2500 for each of the card. Success.
FlipDC
Starting Score: 638 fico eq 7/11
Current Score: 648 fico eq 8/12, 686 fico tu 8/12. 1/13 TU 661
2013 Score: EX 654, EQ 610, TU 625
Goal Score: 740 1/14
In my Wallet: Discover more 4k,Citi plat 5k,Citi simplicity 3k,Citi diamond 1k,Cap1 cash 750/2500,Cap1 plat 750/2500,Kanes Furn, Walmart 900/2200, Macys 600.
Contributor
Posts: 253
Registered: ‎08-06-2012
0

Re: After 6th attempt Cap1 Ex Office came thru.

Just curious, how many days did it take from the time she told you she was sending the request to underwriting until you got the CLI? 

I just spoke with the E.O. peeps yesterday and they told me the same thing.. sending to underwriting and will get back to me in a few days. 


Walmart Discover ($5000) - Amazon ($5500) - Cap1 Cash Rewards ($2000) - Meijer ($5000) - Discover More ($1800) - Car Care One ($2100) - Amex Delta Skymiles ($2000) - Citi Thank You Preferred ($2000) - Chase Freedom ($500) - Sam's Club, GE ($1237?)
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: After 6th attempt Cap1 Ex Office came thru.

Congrats I too am waiting its been 4 or so days

$100K in Credit
Last Credit Card App: 11/16/13
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: After 6th attempt Cap1 Ex Office came thru.

Nice going, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: After 6th attempt Cap1 Ex Office came thru.

Congrats

Valued Member
Posts: 49
Registered: ‎08-07-2011
0

Re: After 6th attempt Cap1 Ex Office came thru.

[ Edited ]

3 days I got the CLI then she call today after the 5th day to Iet me know that my request was granted. then she ask me if there is anything else that she can do for me, so I ask her if I can get my APR lower and wave the annual fee. She look at my files again and told me that my APR will stay the same on 19.99% but she will take my annual fee out of $39.99. Sweet success....

FlipDC
Starting Score: 638 fico eq 7/11
Current Score: 648 fico eq 8/12, 686 fico tu 8/12. 1/13 TU 661
2013 Score: EX 654, EQ 610, TU 625
Goal Score: 740 1/14
In my Wallet: Discover more 4k,Citi plat 5k,Citi simplicity 3k,Citi diamond 1k,Cap1 cash 750/2500,Cap1 plat 750/2500,Kanes Furn, Walmart 900/2200, Macys 600.
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