Sent a message to Navy Federal this morning..and a couple hours later I got this:
Subject: Visa Signature
Navy Federal Response 11/02/2012 : Thank you for your message. Congratulations, your cashRewards Visa account has been upgraded to a Visa Signature cashRewards account. This upgrade offers a premier card with added benefits at no additional cost. Please rest assured that there are no additional fees as a result of the account upgrade, and your account number, Annual Percentage Rate (APR), cash back options and anniversary date remains unchanged.
In addition to the current cashRewards benefits you already enjoy, you will receive all-new Visa Signature perks. You will continue earning 1.0% cash back on your first $10,000.00 of net purchases and 1.5% cash back after $10,000.00 or more of net purchases. The spending amount is reset at your account anniversary date. However, with your cashRewards Signature card, you can enhance your travels and everyday life with complimentary concierge service, access to exclusive tickets, and discounts at top retailers. Some of the Visa Signature perks include:
*Travel - Savings and upgrades on travel. Plus, exclusive benefits to some of the worlds
most intriguing properties.
*Entertainment - Save on Books, Music, Movie Tickets, and more!
*Fine Wine & Food - Complementary wine tastings, unique dining events, and special
offers.
*Sports - Access to popular sporting events, premier golf packages and savings on tickets and offers.
*Shopping - Discounts on premium retailers, from jewelry to apparel and electronics.
*Concierge - Save time with Complimentary 24-hour Visa Signature Concierge service.
You may find out more at visa.com/signature.
Your new Signature cashRewards card should be received within the next two weeks. When you have received your new card, please destroy your old card currently in your possession. If you have any further questions, please let us know.