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Ah so close...

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learnandlearn
Established Member

Ah so close...

It has been an arduous journey and I am so close to being in the 700 club!!

 

Message 1 of 21
20 REPLIES 20
09Lexie
Moderator Emerita

Re: Ah so close...

EQ has always been my lowest CS. You are doing a great job!
Message 2 of 21
learnandlearn
Established Member

Re: Ah so close...


@09Lexie wrote:
EQ has always been my lowest CS. You are doing a great job!

Thanks.

I can't seem to crack above the 696 limit...

Message 3 of 21
09Lexie
Moderator Emerita

Re: Ah so close...

EQ used to be with a few points of my Ex. Somewhere it decided to stay in the 690's in just chill.
Message 4 of 21
masscredit
Valued Contributor

Re: Ah so close...

EQ is usually my highest.  Is there something on that report that isn't on the other two?

 

I'll be happy to get one score over 700. 

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 5 of 21
learnandlearn
Established Member

Re: Ah so close...


@masscredit wrote:

EQ is usually my highest.  Is there something on that report that isn't on the other two?

 

I'll be happy to get one score over 700. 


All my credit reports are very much aligned with the same information. You will get there, it took a while for me but with great help from this community I am knocking on the last 700 door.

Message 6 of 21
09Lexie
Moderator Emerita

Re: Ah so close...

For me, EQ has the least inq's. EX has a paid state tax lien due to drop next year Smiley Mad EQ has a dismissed Ch13 dropping in March. TU is clean. I can assume the bk is still hurting but after 9 1/2 years, you wouldn't think so.

Who knows...I am not going to worry about it.
Message 7 of 21
missjae
Established Contributor

Re: Ah so close...

Congrats! Those are some nice looking scores. Keep up the good work.
Message 8 of 21
learnandlearn
Established Member

Re: Ah so close...

 


missjae wrote:
Congrats! Those are some nice looking scores. Keep up the good work.


Thanks!!

Message 9 of 21
phoenix_one
Contributor

Re: Ah so close...


@09Lexie wrote:
For me, EQ has the least inq's. EX has a paid state tax lien due to drop next year Smiley Mad EQ has a dismissed Ch13 dropping in March. TU is clean. I can assume the bk is still hurting but after 9 1/2 years, you wouldn't think so.

Who knows...I am not going to worry about it.

Oh, it does make a difference!

When my Ch13 fell off my scores jumped 50 points!

 


Starting Score: 660 - 2010
Current Score: Experian 758, Equifax 767, TransUnion 754
Goal Score: 800


Take the myFICO Fitness Challenge
Message 10 of 21
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