Reply
Community Leader
Established Contributor
Posts: 901
Registered: ‎08-30-2007
0

Airline credit card Question

Hi all.  I have a question.  I have never had an airline credit card.  Take for example the Amex Delta card.  If I got this card, does this mean I would always use Delta airlines to make a reservation?  And if I made a reservation, how would I go about doing that?  Previously, I have always used different travel sites to look for the best rates from wherever I would be flying in and out of, regardless of the airline.  I realize there are rewards connected to these type cards, but I have never dealt with that before either.  Thanks in advance.


Starting Score: 500's
Current Score: 761 EQ(DCU), 758 TU(Barclay), 788 EX(Credit.com)
Goal Score:760 X 3


Take the myFICO Fitness Challenge

Regular Contributor
Posts: 106
Registered: ‎04-06-2012
0

Re: Airline credit card Question


guydiver wrote:

Hi all.  I have a question.  I have never had an airline credit card.  Take for example the Amex Delta card.  If I got this card, does this mean I would always use Delta airlines to make a reservation?  And if I made a reservation, how would I go about doing that?  Previously, I have always used different travel sites to look for the best rates from wherever I would be flying in and out of, regardless of the airline.  I realize there are rewards connected to these type cards, but I have never dealt with that before either.  Thanks in advance.


You certainly can use this card with other airlines. Afterall, its still an AMEX. However, there are advantages that come with using this card with a Delta flight. The website does a good job of explaining the benefits.

 

As to your next question, If I understood it correctly, You can book your flight through any way that you feel comfortable. If you choose Delta, your AMEX Gold will recognize the charges and reward you accordingly. (for example... If you ordered a drink on your Delta flight and paid using the Delta Gold, then that charge would get recognized and you would receive the 10% discount and double the miles)

 

Established Contributor
Posts: 560
Registered: ‎09-29-2012
0

Re: Airline credit card Question


guydiver wrote:

Hi all.  I have a question.  I have never had an airline credit card.  Take for example the Amex Delta card.  If I got this card, does this mean I would always use Delta airlines to make a reservation?  And if I made a reservation, how would I go about doing that?  Previously, I have always used different travel sites to look for the best rates from wherever I would be flying in and out of, regardless of the airline.  I realize there are rewards connected to these type cards, but I have never dealt with that before either.  Thanks in advance.


I am very new to flying, but from what i understand as far as travel sites go, they are more likey to be bummped from flights and not gaurenteed seating.

 

Seems like a gamble:  lower airfare but more of a chance of not getting on the plane.  So i rather by direct.

 

As far as a Delta speific card, i think that it goes like this:  in order to reep the benefits, you would have to always fly delta.  And i think that you may also have to book direct.

 

 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.