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Hi!
I just want to brag a little on my credit union and tell you how happy I am with them currently..I've had a small savings account there for quite a few years and got a credit card there in 2007. Which started I think with $2000..Well I have been in the market to refi and was in a branch a few weeks ago and a customer and the branch mgr (who is super nice) were talking and so I asked..Well low and behold with 1 pull on my EQ report, I am in the process of refinancing...I asked at the same time could my CL been increased it was sitting at $4000, they asked me how much I said how about $8000, also without asking me they were like when you opened your card you had a higher APR but now you qualify for our best rate so it's now 7.90%..I got a CLI on my LOC for my small chckg/svgs from $500 to $1000 and also got preapproved on a car loan which I have been shopping for..I love that I could do that all on 1 pull and I LOVE LOVE THAT THEY LOWERED MY APR WITHOUT ME EVEN ASKING ABOUT IT!!
GOTTA LOVE 'EM!