cancel
Showing results for 
Search instead for 
Did you mean: 

All Credit Cards In One

Highlighted
Member

All Credit Cards In One

Has anyone else seen this? I am surprised that I haven't seen anything on here about it.

 

http://www.walla.by/

Message 1 of 13
12 REPLIES
Frequent Contributor

Re: All Credit Cards In One

Is this legit? Anyone know anything about this?

Message 2 of 13
Super Contributor

Re: All Credit Cards In One

After some research I saw a few articles about it on reputable websites like techcrunch and some from CNET authors, and they wouldn't write about it if it was some type of scam. 

Message 3 of 13
Valued Contributor

Re: All Credit Cards In One

I signed up for the beta, thanks for the info. Based on the name, I thought it was an Australian offer but it's for the US lol Sounds cool. I wonder what brand is the card? From the picture, seems like a Visa debit card that basically redirects the authorization to one of your existing cards. I wonder how this will work and whether banks will sue. Chargebacks? Disputes? Card present? etc.

Message 4 of 13
Senior Contributor

Re: All Credit Cards In One

The actual card looks like it says Debit, so will rental car agencies take it?

Message 5 of 13
Super Contributor

Re: All Credit Cards In One

It's probably not a visa or a mastercard. In my opinion, without reading most of the site, your credit card is still covering the purchase, so if it selects a visa, that is the card number that goes through, it probably just has a little chip in it that syncs with the data connection in your cell phone or something. It probably isn't backed by visa or MC. Thats just my opinion though, so dont quote me. 

Message 6 of 13
Super Contributor

Re: All Credit Cards In One

I was also wondering how it would swipe. Since it has to be a Visa/MC/AMEX/Discover . How will the card machine see it?




Message 7 of 13
Valued Contributor

Re: All Credit Cards In One

hmmm

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 8 of 13
Regular Contributor

Re: All Credit Cards In One

We'll just have to wait and see if it pans out.  It sounds like a cool concept.  The company just opened this week with funding from www.muckerlab.com .  I think this business will really take off if they dedicate the man hours to find the best deals consistently.

Message 9 of 13
Established Contributor

Re: All Credit Cards In One

Here is a link to a better explanation: http://pandodaily.com/2012/06/26/wallaby-launches-the-cloud-wallet-of-today-based-on-a-smart-univers...

 

PS. It is visa branded

In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.
Message 10 of 13