07-16-2008 05:32 PM - last edited on 07-16-2008 05:33 PM by cheddar
but I worry about my EQ being 698. Guess I'll wait until my CCCU turns one year. Did they only pull the one cr?Did they tell you what your score with them was?
Message Edited by casinoannie97 on 07-16-2008 03:21 PM
PIF what is the difference?
call me paranoid, i'm in my early 20s and i'm not so confident what's gonna happen down the road. i'd like to have couple CCs that have "low" APRs for emergencies, which mean i might not be able to PIF. it is also my principle on CCs - always negotiate the best terms when i don't need them.
in any case, alliant did offer their best advertised APR - 12.50%(!) for the rewards CC. considering that this CC is for emergency only and how my other CCs have better rewards and lower APRs, i'll be happy with the non-rewards version.
Edit by cheddar: Please refrain from references to that website on the FICO Forums. Thanks for your cooperation.
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