Credit Cards

[Soviyana]

Don't know why more good stuff isn't being said about this group...but I joined Alliant CU (they have lots of affilation qualifications, seems easy - for me it was being a member of the local PTA)..

I filled out the app, and with ONE pull to EQ (FICO score 743) , they offered me all at once:

Membership (duh!)

Free Checking (really free, no catches or minimum things for me to do)

Savings Account with 3.93% interest (NOT A CD rate, but just the standard savings!!)

Credit Card with a limit of $7,500

Offer for a car loan up to $30,000

One pull.... all those things... I'm REALLY REALLY impressed.  Frankly, especially with the savings account rate... and it's not just for high balances.. anything over $100 gets 3.93 %.

Anyone else use them?  I don't know what their minimum qualifications are... ?? I'm sure lots of us would *want* to know!

Their website is: http://www.alliantcreditunion.org

[Soviyana]

The list of eligible organizations can also be found here:

http://www.alliantcreditunion.org/membership/eligibility/organizations/ 

Note the PTA thing... you don't have to be a parent (or a teacher) to join that!

Does anyone here have Alliant?

[smallfry]

I'm not but I hear they are pretty good. Among the top 10 CU's in the country I understand.

[jaxstraw]

They're really popular among the Edit crowd.

Many good things said over there.

Jax

Message Edited by cheddar on 07-16-2008 05:34 PM

[CanDoAttitude]

Thanks Sovi!

I went to the site and these guys look really good.

They're the 8th largest credit union in the country

with about $5 Billion in assets. Nice rates, too.

Question: You have a really strong EQ of 743, but did they give

you any indication of what qualifying FICO they're looking for?

This info would come in really handy for all the forum members.

Thanks for sharing!

CanDo

"The right attitude is everthing"

[jaxstraw]

If you go to CreditPulls over at Edit (it's their version of whogavemecredit.com) , people were getting approved with low 600's and bk's at times.

WGMC didn't have much, three entries and all old.

They gave out some pretty good CL for high 600 to low 700. 5K TO 25K with most down in the 5k to 10k area. For mid to low 600's it was 1k to 10k depending on different situations.

All EQ pulls.

Jax

Message Edited by cheddar on 07-16-2008 05:34 PM

[CanDoAttitude]

Thanks Jax!

You da Man!

CanDo

"The right attitude is everything"

[Soviyana]

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jaxstraw wrote:
If you go to CreditPulls over at Edit (it's their version of whogavemecredit.com) , people were getting approved with low 600's and bk's at times.

WGMC didn't have much, three entries and all old.

They gave out some pretty good CL for high 600 to low 700. 5K TO 25K with most down in the 5k to 10k area. For mid to low 600's it was 1k to 10k depending on different situations.

All EQ pulls.

Jax

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Super Jax -- That's exactly what I figured most of us here neeeded.  From what you're saying, it sounds like they're reasonable, not too 'stiff' -- and I can certainly vouch for their products (so far).  I've called CS once and they answered almost immediately and were very nice and professional.  They're even offering a $100 Visa gift card if I refinance my car loan with them (no need to get a new car).  Loan rates seem competitive and the savings rate is phenomenal.  LOVE that it's not only if you have 10k plus.

Now I wonder if there's anyone here that has had them for awhile?  May have to check out the other forum you mentioned.

Thanks for your research!

Message Edited by cheddar on 07-16-2008 05:34 PM

[oracles]

I know this is an old thread, however i am thinking of joining. Do you know if they ask for proof that you belong to a PTA. I do belong but have not gone to any meetings in awhile so i did not want to go and get a letter from them. thanks

[smallfry]

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oracles wrote:
I know this is an old thread, however i am thinking of joining. Do you know if they ask for proof that you belong to a PTA. I do belong but have not gone to any meetings in awhile so i did not want to go and get a letter from them. thanks

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I have heard that they take pictures of every meeting. Can you prove you were present comrade?