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Alliant CU - wow! One-pull wonders

Valued Contributor

Re: Alliant CU - wow! One-pull wonders

lol very funny- oh well guess i wont get this card lol
Message 11 of 21
Established Contributor

Re: Alliant CU - wow! One-pull wonders

They never checked or asked when I joined. I just put down I was a member of my local PTA.

They do use a different measuring system for FICO scores. Your EQ score will be lower than what you think you have. Some other credit sites have confirmed this. I offered to fax my current credit report but that didn't help.I was denied a card but reconned.Too many new accts. They ended up giving me a $500 CC.

I'll build with it and let it grow when the CLI time comes.

Jax

Message Edited by jaxstraw on 07-07-2008 03:22 PM
Jax

*************************************************************************************
Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Message 12 of 21
Valued Contributor

Re: Alliant CU - wow! One-pull wonders

thanks jax, i think i will wait.
Message 13 of 21
Contributor

Re: Alliant CU - wow! One-pull wonders

I got 2.5 k a couple months ago with mid 600's
EQ- 727 5/12/10
TU- 746 5/12/10
Message 14 of 21
Contributor

Re: Alliant CU - wow! One-pull wonders

Go for it.  I joined PTA, they did not ask for proof, they approved me for $5,000 cc last week.  Pulled EQ, 675-700 credit grade.  ASK FOR WHAT LIMIT YOU REALLY WANT AND LET THEM COUNTER OFFER.  I should have asked for more than I asked for, but that was before I knew.  They told me to call back in a couple months and ask for an increase.
 
It is worth a try.
Message 15 of 21
Valued Contributor

Re: Alliant CU - wow! One-pull wonders

thanks for the response
Message 16 of 21
New Contributor

Re: Alliant CU - wow! One-pull wonders

i opened a shares account and got preapproved for a CC and an auto loan. i accepted the offers but how do i get approved instead of preapproved? will they call or i need to call them? also, does anyone know if alliant allows product change? they preapproved the rewards visa, but i'd rather opt for the lower APR non-rewards visa for emergency use.
Message 17 of 21
Valued Contributor

Re: Alliant CU - wow! One-pull wonders

I'm a USTA member and would be eligible but I worry about my EQ being 698.  Guess I'll wait until my CCCU turns one year.  Did they only pull the one cr?
Did they tell you what your score with them was?


Message Edited by casinoannie97 on 07-16-2008 03:21 PM
Message 18 of 21
Senior Contributor

Re: Alliant CU - wow! One-pull wonders



biturbomunkie wrote:
i opened a shares account and got preapproved for a CC and an auto loan. i accepted the offers but how do i get approved instead of preapproved? will they call or i need to call them? also, does anyone know if alliant allows product change? they preapproved the rewards visa, but i'd rather opt for the lower APR non-rewards visa for emergency use.




PIF what is the difference?
Message 19 of 21
Senior Contributor

Re: Alliant CU - wow! One-pull wonders



PositiveChange wrote:
Go for it. I joined PTA, they did not ask for proof, they approved me for $5,000 cc last week. Pulled EQ, 675-700 credit grade. ASK FOR WHAT LIMIT YOU REALLY WANT AND LET THEM COUNTER OFFER. I should have asked for more than I asked for, but that was before I knew. They told me to call back in a couple months and ask for an increase.
It is worth a try.





Very nice. They are a good CU. Smiley Happy
Message 20 of 21