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Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007
0

Re: Alliant CU - wow! One-pull wonders

lol very funny- oh well guess i wont get this card lol
Established Contributor
jaxstraw
Posts: 570
Registered: ‎03-29-2008
0

Re: Alliant CU - wow! One-pull wonders

[ Edited ]
They never checked or asked when I joined. I just put down I was a member of my local PTA.

They do use a different measuring system for FICO scores. Your EQ score will be lower than what you think you have. Some other credit sites have confirmed this. I offered to fax my current credit report but that didn't help.I was denied a card but reconned.Too many new accts. They ended up giving me a $500 CC.

I'll build with it and let it grow when the CLI time comes.

Jax

Message Edited by jaxstraw on 07-07-2008 03:22 PM
Jax

*************************************************************************************
Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007
0

Re: Alliant CU - wow! One-pull wonders

thanks jax, i think i will wait.
Contributor
greekjim
Posts: 93
Registered: ‎07-29-2007
0

Re: Alliant CU - wow! One-pull wonders

I got 2.5 k a couple months ago with mid 600's
EQ- 727 5/12/10
TU- 746 5/12/10
Contributor
PositiveChange
Posts: 103
Registered: ‎09-27-2007
0

Re: Alliant CU - wow! One-pull wonders

Go for it.  I joined PTA, they did not ask for proof, they approved me for $5,000 cc last week.  Pulled EQ, 675-700 credit grade.  ASK FOR WHAT LIMIT YOU REALLY WANT AND LET THEM COUNTER OFFER.  I should have asked for more than I asked for, but that was before I knew.  They told me to call back in a couple months and ask for an increase.
 
It is worth a try.
Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007
0

Re: Alliant CU - wow! One-pull wonders

thanks for the response
New Contributor
biturbomunkie
Posts: 53
Registered: ‎05-07-2008
0

Re: Alliant CU - wow! One-pull wonders

i opened a shares account and got preapproved for a CC and an auto loan. i accepted the offers but how do i get approved instead of preapproved? will they call or i need to call them? also, does anyone know if alliant allows product change? they preapproved the rewards visa, but i'd rather opt for the lower APR non-rewards visa for emergency use.
Valued Contributor
casinoannie97
Posts: 1,989
Registered: ‎08-17-2007
0

Re: Alliant CU - wow! One-pull wonders

[ Edited ]
I'm a USTA member and would be eligible but I worry about my EQ being 698.  Guess I'll wait until my CCCU turns one year.  Did they only pull the one cr?
Did they tell you what your score with them was?


Message Edited by casinoannie97 on 07-16-2008 03:21 PM
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Alliant CU - wow! One-pull wonders



biturbomunkie wrote:
i opened a shares account and got preapproved for a CC and an auto loan. i accepted the offers but how do i get approved instead of preapproved? will they call or i need to call them? also, does anyone know if alliant allows product change? they preapproved the rewards visa, but i'd rather opt for the lower APR non-rewards visa for emergency use.




PIF what is the difference?
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Alliant CU - wow! One-pull wonders



PositiveChange wrote:
Go for it. I joined PTA, they did not ask for proof, they approved me for $5,000 cc last week. Pulled EQ, 675-700 credit grade. ASK FOR WHAT LIMIT YOU REALLY WANT AND LET THEM COUNTER OFFER. I should have asked for more than I asked for, but that was before I knew. They told me to call back in a couple months and ask for an increase.
It is worth a try.





Very nice. They are a good CU. :smileyhappy:

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