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Alliant Credit Card APR?

Contributor

Alliant Credit Card APR?

So I got this credit card from Alliant Credit union little over a month ago with a APR of 15.99%, ok so my statement cuts and about 5 days later I notice my APR now says 5.99%, this must be a error or something because the lowest they offer on this card is 9.99%
Come tomorrow it probably be back to normal.
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Contributor

Re: Alliant Credit Card APR?

Never mind, I found a forum, it's just a APR promotion, which was suppose to be 0% but come to find out it's as low as 0%.

It's ok I'm still happy with 15.99% and I heard they do decreases as well.

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Senior Contributor

Re: Alliant Credit Card APR?


skulldude12576 wrote:
Never mind, I found a forum, it's just a APR promotion, which was suppose to be 0% but come to find out it's as low as 0%.

It's ok I'm still happy with 15.99% and I heard they do decreases as well.


IME they'll HP for APRD requests and eligibility appears to be based almost exclusively on scoring, last time I checked (a few years ago) something like 780 to qualify for the lowest rate, a bit over the top for a bland CU card.  

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
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