When i applied online for Alliant a year ago i had a paid collection showing on my CR an a bank account that went into the negative that was reporting to Chex Systems. They would only offer me a saving account which i still only have a $5 balance a year later. I tried to do a car refinances a half a year ago i was told i owe to much on my car loan. My scores are in the low 700's now but my Utilization is high on a few cards. The paid collection was removed from my CR an i paid the bank off an there are no more negatives on Chex Systems cause i just pulled that report. i wonder would they offer me something now?
Starting Score 3-31-08: EQ 582 TU 577 EX 625
mjbfan79 wrote:
O6 wrote:Could be. It'd probably cost you an INQ, but they might give you something.
They did car refinance 7.1% my interest rate with capital one was 18%. Personal loan for $5200 not sure if i will take that.
Was it a hard inquiry. In case I am interested in a personal loan one day. Thanks
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