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Almost maxing out, but PIF. Viewed negatively?

Valued Member

Almost maxing out, but PIF. Viewed negatively?

You got a card with few thousand limit.. you charge a bunch of stuff, approaching that limit, but PIF. Credit company look at this negatively?

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Valued Contributor

Re: Almost maxing out, but PIF. Viewed negatively?


afjock21 wrote:

You got a card with few thousand limit.. you charge a bunch of stuff, approaching that limit, but PIF. Credit company look at this negatively?


Credit card company loves it!

 

Credit report doesn't know that you PIF and reports it the same as if you carried the balance, but if it is paid down next month. The report will be updated.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
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