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Almost never receive offers in the mail...should I be worried?

Valued Contributor

Almost never receive offers in the mail...should I be worried?

I've been reading about the plethora of offers from different banks (Pre-Approved; Pre-Selected; etc.) people receive in the mail.  The thing is...I NEVER seem to receive anything (save the occasional Credit One solicitation...yuck!).

 

Strange thing is when my scores were in the 630's, I was getting offers from Barclay's, AMEX Green and Chase on a pretty regular basis.  Now that my scores are hovering around 700...nadda, zip, nothing.

 

Should I be concerned about this?

 

 

Message 1 of 4
3 REPLIES
Valued Contributor

Re: Almost never receive offers in the mail...should I be worried?


Dw4250 wrote:

I've been reading about the plethora of offers from different banks (Pre-Approved; Pre-Selected; etc.) people receive in the mail.  The thing is...I NEVER seem to receive anything (save the occasional Credit One solicitation...yuck!).

 

Strange thing is when my scores were in the 630's, I was getting offers from Barclay's, AMEX Green and Chase on a pretty regular basis.  Now that my scores are hovering around 700...nadda, zip, nothing.

 

Should I be concerned about this?

 

 


Have you opted out in the last couple of years because for sure that would stop it.

 

As for not getting anything in the mail....nah it means nothing...LOL!

 

I'm glad I don't get offers in the mail because I have a trigger happy finger.

 

I never received any offers from Chase, Barclay, Amex, Discover, etc., yet I have all of them.

 

So nope, don't worry about it.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 2 of 4
Regular Contributor

Re: Almost never receive offers in the mail...should I be worried?

I don't worry about it.

 

I got my discharge last May and opened all the accounts I have without a single mail offer.

 

In fact, the only mail offer I have gotten since my discharge was some garbage from First Premier that I believe had a $175 annual fee?

 

Seriously?

 

LOL

 

I'm gardening for 2 years... I fully expect the offers to increase once the inquiries and my 13 fall off my record.  If they don't, I don't lose sleep over it.  I have enough credit to meet my needs.  I'm single with no baggage.  Smiley Happy

Message 3 of 4
Highlighted
Moderator

Re: Almost never receive offers in the mail...should I be worried?

Nope, consider it a blessing Smiley Happy


"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Message 4 of 4