I've been reading about the plethora of offers from different banks (Pre-Approved; Pre-Selected; etc.) people receive in the mail. The thing is...I NEVER seem to receive anything (save the occasional Credit One solicitation...yuck!).
Strange thing is when my scores were in the 630's, I was getting offers from Barclay's, AMEX Green and Chase on a pretty regular basis. Now that my scores are hovering around 700...nadda, zip, nothing.
Should I be concerned about this?
@Dw4250 wrote:I've been reading about the plethora of offers from different banks (Pre-Approved; Pre-Selected; etc.) people receive in the mail. The thing is...I NEVER seem to receive anything (save the occasional Credit One solicitation...yuck!).
Strange thing is when my scores were in the 630's, I was getting offers from Barclay's, AMEX Green and Chase on a pretty regular basis. Now that my scores are hovering around 700...nadda, zip, nothing.
Should I be concerned about this?
Have you opted out in the last couple of years because for sure that would stop it.
As for not getting anything in the mail....nah it means nothing...LOL!
I'm glad I don't get offers in the mail because I have a trigger happy finger.
I never received any offers from Chase, Barclay, Amex, Discover, etc., yet I have all of them.
So nope, don't worry about it.
I don't worry about it.
I got my discharge last May and opened all the accounts I have without a single mail offer.
In fact, the only mail offer I have gotten since my discharge was some garbage from First Premier that I believe had a $175 annual fee?
Seriously?
LOL
I'm gardening for 2 years... I fully expect the offers to increase once the inquiries and my 13 fall off my record. If they don't, I don't lose sleep over it. I have enough credit to meet my needs. I'm single with no baggage. 
Nope, consider it a blessing
