Before you app think... Have you done your research of the CC? Does it fit your spending? Do you have a plan for the bonus w/o going into debt? Can you afford the AF? Do you know the cards benefits? Is it worth the HP?
Thank you. I've been working on cleaning up my and my wife's credit for 2 years now, and I'd like to know where we stand before applying for a home loan. (I like crunching the numbers ahead of time). However, I can't seem to find a place that'll give me all three credit scores (fake as they may be). Any suggestions? Should I just apply and see?
Off topic for the thread, but I've read alot of home lenders use TU04 since it is tougher on the borrower. you can see where i got my scores by looking at my sig and from my previous post. if you need more specifics, PM me and ill answer what i can.
DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753 CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 | Inquiries (4/18/13) EX 13 | EQ 13 | TU 14