Credit Cards

[londonhogfan]

Already have a Walmart Discover - If I apply for another GE Card will it be a hard pull?

Is there a way to do it as a soft pull by calling or certain links?

Thanks

[09Lexie]

Nope, it will be a HP for new apps. SP for CLI

[LS2982]

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londonhogfan wrote:

Already have a Walmart Discover - If I apply for another GE Card will it be a hard pull?

Is there a way to do it as a soft pull by calling or certain links?

Thanks

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Nope, all GE apps will be a HP each.

And they are WELL worth it!!!!

[londonhogfan]

Thanks. I figured that was the case. I wish I had checked on barclays before doing a CLI last night. I would have rather used that HP for a paypal card.

[LS2982]

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londonhogfan wrote:

Thanks. I figured that was the case. I wish I had checked on barclays before doing a CLI last night. I would have rather used that HP for a paypal card.

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GE isnt real INQ sensitive, if you want it and your util is good and have some history i'd go for it!!

[RyVision]

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LS2982 wrote:

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londonhogfan wrote:

Thanks. I figured that was the case. I wish I had checked on barclays before doing a CLI last night. I would have rather used that HP for a paypal card.

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GE isnt real INQ sensitive, if you want it and your util is good and have some history i'd go for it!!

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LS is on the money with that.  Like a lot of MyFico members, he'll also tell you GE accounts sometimes (usually) start small, but can grow well!

[Shogun]

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RyVision wrote:

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LS2982 wrote:

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londonhogfan wrote:

Thanks. I figured that was the case. I wish I had checked on barclays before doing a CLI last night. I would have rather used that HP for a paypal card.

---

GE isnt real INQ sensitive, if you want it and your util is good and have some history i'd go for it!!

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LS is on the money with that.  Like a lot of MyFico members, he'll also tell you GE accounts sometimes (usually) start small, but can grow well!

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How true that is!

[armbenderc]

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RyVision wrote:

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LS2982 wrote:

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londonhogfan wrote:

Thanks. I figured that was the case. I wish I had checked on barclays before doing a CLI last night. I would have rather used that HP for a paypal card.

---

GE isnt real INQ sensitive, if you want it and your util is good and have some history i'd go for it!!

---

LS is on the money with that.  Like a lot of MyFico members, he'll also tell you GE accounts sometimes (usually) start small, but can grow well!

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My GE Walmart starts at 600, now it's at 5k. About 18 months. Slower than most.

[bbrannan]

+1000  Got my WM card in Aug - $700 limit. Now - $5K   Got Lowes in June 2012 - $500. Now - $6300. GE Cards are awesome!!!