Credit Cards

[Jutz]

So based on some things I've seen 'round these parts, GE/Walmart likes to do mid-cycle reporting, especially after the **bleep** to actually show as a balance, so I paid it off today, and now have to wait another potential 48 hours for the payment to post.  Crossing my fingers it doesn't report.  My tiny little credit limit can't handle it!

[Repo-ed]

What is your overall util%?

[Cadillac-XTS]

+1

[Jutz]

Less than 1%, but if it reported the balance before the payment posts, it would put me at 11%.  My total CL is ~3550

[armbenderc]

I would love for my Wal-Mart card to mid report , because I PIF and have to wait to end of Nov for statement to update.

[Repo-ed]

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Jutz wrote:

Less than 1%, but if it reported the balance before the payment posts, it would put me at 11%.  My total CL is ~3550

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Unless you are seeking new credit, then I would not sweat a 11% util, as it will update at the end of the month.

[Jutz]

Oh I know, I'm just SO damned close to being completely out of the 500's I don't want to see even a temp set back