cancel
Showing results for 
Search instead for 
Did you mean: 

Am Ex Blue - APPROVED for $5k!!!

Regular Contributor

Re: Am Ex Blue - APPROVED for $5k!!!



Kissyfur30 wrote:
What did you do to get your scores bumped up 100 points?  I am in the low 500's and Wells Fargo told me I need to be at least at 600 to get a 1st time home loan.  I am just curious how you got your score up that quickly.


Low cc util is a big part (I'm now less than 5%).  I did a PFD for 3 collection accounts and paid off one other cc chargeoff, which still appears.  What are your current derogs?
 
Good luck on your mortgage...we too are building our new/first house and got preapproved with my mid score at 617.
Message 11 of 11