Regular Contributor
Posts: 115
Registered: ‎05-22-2007

Re: Am Ex Blue - APPROVED for $5k!!!

Kissyfur30 wrote:
What did you do to get your scores bumped up 100 points?  I am in the low 500's and Wells Fargo told me I need to be at least at 600 to get a 1st time home loan.  I am just curious how you got your score up that quickly.

Low cc util is a big part (I'm now less than 5%).  I did a PFD for 3 collection accounts and paid off one other cc chargeoff, which still appears.  What are your current derogs?
Good luck on your mortgage...we too are building our new/first house and got preapproved with my mid score at 617.

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