Reply
Regular Contributor
alboto
Posts: 211
Registered: ‎08-23-2012
0

Am I Pre-approved (discover) or just a glitch??

I just went to check pre-approved offers in the discover website and I got this message 

Congratulations AlbotoYou are pre-approved3 for these offers.


am I really pre-approved or is it just glitch?? can someone else go and check?

 

I had 3 pre-approval offers for the more in the mail, but it was weird that I could not see any online until today.

 

Regular Contributor
charyot77
Posts: 237
Registered: ‎06-21-2010
0

Re: Am I Pre-approved (discover) or just a glitch??


alboto wrote:

I just went to check pre-approved offers in the discover website and I got this message 

Congratulations AlbotoYou are pre-approved3 for these offers.


am I really pre-approved or is it just glitch?? can someone else go and check?

 

I had 3 pre-approval offers for the more in the mail, but it was weird that I could not see any online until today.

 


If you used the "cardbuilder" app then I think you are good to go.

 

From what I understand, if you scroll to the bottom and see "opt out", that means you're in their system (or something like that, dont totally take my word for it).

Regular Contributor
alboto
Posts: 211
Registered: ‎08-23-2012
0

Re: Am I Pre-approved (discover) or just a glitch??

yeah I used the "cardbuilder" app, and I got the opt-out disclaimer at the bottom of the page.

Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: Am I Pre-approved (discover) or just a glitch??


alboto wrote:

yeah I used the "cardbuilder" app, and I got the opt-out disclaimer at the bottom of the page.


i just did it and was approved for all the cards. 

but remember its ymmv im not saying you wont get it but as many have stated on here pre approval in the mail doesnt always mean automatic acceptance. 

 

what are your scores, reports looking like? 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Regular Contributor
alboto
Posts: 211
Registered: ‎08-23-2012
0

Re: Am I Pre-approved (discover) or just a glitch??

I dont plan on getting a discover card even though its nice to see pre-approval offers. I want to get a BCE, but Im waiting for my reports to update at the end of the month.

 

My scores as of august 14th was 675 EQ from (chase Freedom) Util. was 78% back then. right now its in 23% and it will be in 2% when the other cards update in my report. I will get my score by then and see where Im at.

Frequent Contributor
sakhalin070
Posts: 292
Registered: ‎08-28-2012
0

Re: Am I Pre-approved (discover) or just a glitch??

Well at least it said "Congratulations".  Sometimes it'll say something like "Good News we found a recommended card for you!"

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards

FICO: TU 781 EX 776 Last App: November 2012

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}