@afjock21 wrote:i use each credit card i have AT LEAST twice per billing cycle so as to have AT LEAST 2 transactions. Preventing Limit Decreases and GASP.. Closed Accounts. Am I just totally ridiculous?
yes 
they won't close your accounts for barely using it, every 4 months I buy a hotdog with the ones I don't like to use. but most my cards have a purpose so it's fine.
@afjock21 wrote:i use each credit card i have AT LEAST twice per billing cycle so as to have AT LEAST 2 transactions. Preventing Limit Decreases and GASP.. Closed Accounts. Am I just totally ridiculous?
Not at all! I use my cards religiously as well...making sure to use each of them at least once a month...I think I've only ever not spent something on a card during a billing cycle twice o.O I also just let the balances report, making sure to keep well below or at 10% utilization. Will probably make sure to PIF to $0 except on one card when I'm ready for a car loan in the somewhat distant future 
@daybreakgonesXe wrote:
@afjock21 wrote:i use each credit card i have AT LEAST twice per billing cycle so as to have AT LEAST 2 transactions. Preventing Limit Decreases and GASP.. Closed Accounts. Am I just totally ridiculous?
Not at all! I use my cards religiously as well...making sure to use each of them at least once a month...I think I've only ever not spent something on a card during a billing cycle twice o.O I also just let the balances report, making sure to keep well below or at 10% utilization. Will probably make sure to PIF to $0 except on one card when I'm ready for a car loan in the somewhat distant future
yeah i do twice because i want to make sure the creditor knows i'm not foolin around
How many cards do you have? I've notices small gains/decreases for letting more then 3 cards report even if its like 4 dollars
