12-27-2012 05:54 PM
The next major credit card i need is an amex but i don't want
to have to get charge cards, I rather just go straight for what i want.
Here is my situation.
Discover 600/4500 - 7mo
Chase 0 /3000 - 6 mo
Barclays 0/ 750 - 6mo
WellsF 0/ 300 -1yr 4mo
Macys AU 0/ 500 - 6yr 9mo
SallieMae- 4k bal - 1yr 9mo
EX- 721 EQ- 729 TU?
20yr., 58k, no negatives on report.
I think i have a strong shot at approval.
12-27-2012 06:04 PM
12-27-2012 06:07 PM
12-27-2012 06:09 PM
Same logic with me - I also didn't want charge cards with AF
Approved for BCE with ~1 yr history and ~716 EX
I'd say go for it for sure if you want it.
12-27-2012 06:18 PM
12-27-2012 06:32 PM
also I was an AU on my dads amex in 2006
but I think it just had my first name initial then my last name.
It isn't on my report.,
would I still get backdating?
i dont want to say no but i believe they stopped doing au backdates. its only if you had an account and opened another card.
|Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)|
Starting total revolving credit: $2600 | Current total revolving credit: 31k+
Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
|Amex Zync(Unicorn) |
Citi Diamond Preferred$6000
12-27-2012 07:24 PM
probably 99% approved.....
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO