shafter111 wrote:Applying for credit card is addicting and I DONT EVEN NEED IT !!!
Since December, I applied 6 times and was approved everytime except for Delta Gold Card for AMEX (!$%$!$%!) !!
I know that I should wait for atleast a year before I do anything but I cant stop and feel like applying for more... SOMEONE HELP ME! !!
LS and appbar will be here soon to offer support...
Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
shafter111 wrote:Applying for credit card is addicting and I DONT EVEN NEED IT !!!
Since December, I applied 6 times and was approved everytime except for Delta Gold Card for AMEX (!$%$!$%!) !!
I know that I should wait for atleast a year before I do anything but I cant stop and feel like applying for more... SOMEONE HELP ME! !!
I'm LS (AKA: Appbar Sr.)
You'll see my youngin' afbar (AKA: Appbar Jr.) on the baords too.
We are app-addicts.
I suggest you jump in with us.......we're on a short-term 6 month stint in the Garden! We can be each others support group!!!
shafter111 wrote:Applying for credit card is addicting and I DONT EVEN NEED IT !!!
Since December, I applied 6 times and was approved everytime except for Delta Gold Card for AMEX (!$%$!$%!) !!
I know that I should wait for atleast a year before I do anything but I cant stop and feel like applying for more... SOMEONE HELP ME! !!
Hello, and welcome to the forums!
Ok, I'll come out and say it. You said, "I know that I should wait for atleast a year before I do anything." Ok, then you know what you should do. Now, it's up to YOU to do it. If you don't need the credit, if you know that you need to wait before doing anything more, then STOP APPING!!!!!! Really, what else is there to say?
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
tinuviel wrote:
shafter111 wrote:Applying for credit card is addicting and I DONT EVEN NEED IT !!!
Since December, I applied 6 times and was approved everytime except for Delta Gold Card for AMEX (!$%$!$%!) !!
I know that I should wait for atleast a year before I do anything but I cant stop and feel like applying for more... SOMEONE HELP ME! !!
Hello, and welcome to the forums!
Ok, I'll come out and say it. You said, "I know that I should wait for atleast a year before I do anything." Ok, then you know what you should do. Now, it's up to YOU to do it. If you don't need the credit, if you know that you need to wait before doing anything more, then STOP APPING!!!!!! Really, what else is there to say?
+1
tinuviel wrote:
shafter111 wrote:Applying for credit card is addicting and I DONT EVEN NEED IT !!!
Since December, I applied 6 times and was approved everytime except for Delta Gold Card for AMEX (!$%$!$%!) !!
I know that I should wait for atleast a year before I do anything but I cant stop and feel like applying for more... SOMEONE HELP ME! !!
Hello, and welcome to the forums!
Ok, I'll come out and say it. You said, "I know that I should wait for atleast a year before I do anything." Ok, then you know what you should do. Now, it's up to YOU to do it. If you don't need the credit, if you know that you need to wait before doing anything more, then STOP APPING!!!!!! Really, what else is there to say?
There are a few things I can say.
Sometimes it helps to put together some longer term credit goals. For instance, if I wait one year, I can app for "insert better card name here". Or, I want to refi in a few years, or buy my first house, so I want my overall picture to look like this, so I need to plan. But if you can see a placce in the future where you can app, it is easier not to app now.
crunching_numbers wrote:
tinuviel wrote:
shafter111 wrote:Applying for credit card is addicting and I DONT EVEN NEED IT !!!
Since December, I applied 6 times and was approved everytime except for Delta Gold Card for AMEX (!$%$!$%!) !!
I know that I should wait for atleast a year before I do anything but I cant stop and feel like applying for more... SOMEONE HELP ME! !!
Hello, and welcome to the forums!
Ok, I'll come out and say it. You said, "I know that I should wait for atleast a year before I do anything." Ok, then you know what you should do. Now, it's up to YOU to do it. If you don't need the credit, if you know that you need to wait before doing anything more, then STOP APPING!!!!!! Really, what else is there to say?
There are a few things I can say.
Sometimes it helps to put together some longer term credit goals. For instance, if I wait one year, I can app for "insert better card name here". Or, I want to refi in a few years, or buy my first house, so I want my overall picture to look like this, so I need to plan. But if you can see a placce in the future where you can app, it is easier not to app now.
+1 That's what I did. Seeing all of the approvals here made me go bonkers. I wanted to app for cards SO badly. But I wrote out my credit goals and every time I got the urge to app, I would remind myself of my long-term goals. It's hard to be patient, but it has paid off so far. 
bichonmom wrote:
crunching_numbers wrote:
tinuviel wrote:
shafter111 wrote:Applying for credit card is addicting and I DONT EVEN NEED IT !!!
Since December, I applied 6 times and was approved everytime except for Delta Gold Card for AMEX (!$%$!$%!) !!
I know that I should wait for atleast a year before I do anything but I cant stop and feel like applying for more... SOMEONE HELP ME! !!
Hello, and welcome to the forums!
Ok, I'll come out and say it. You said, "I know that I should wait for atleast a year before I do anything." Ok, then you know what you should do. Now, it's up to YOU to do it. If you don't need the credit, if you know that you need to wait before doing anything more, then STOP APPING!!!!!! Really, what else is there to say?
There are a few things I can say.
Sometimes it helps to put together some longer term credit goals. For instance, if I wait one year, I can app for "insert better card name here". Or, I want to refi in a few years, or buy my first house, so I want my overall picture to look like this, so I need to plan. But if you can see a placce in the future where you can app, it is easier not to app now.
+1 That's what I did. Seeing all of the approvals here made me go bonkers. I wanted to app for cards SO badly. But I wrote out my credit goals and every time I got the urge to app, I would remind myself of my long-term goals. It's hard to be patient, but it has paid off so far.
I think those 2 awesome AMEX approvals helped that itch out alot.......................
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