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AmEx Automatic CLI affect on CLI request 6 month waiting period

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ficojoe
Frequent Contributor

AmEx Automatic CLI affect on CLI request 6 month waiting period

I believe AmEx only allows one CLI per 6 months on any card. I have both a business and a personal AmEx. Aftrer a large business purchase, my limit was automatically increased on my business card. I got an email telling me that the limit was changed from $2000 to $6000 moments after making a purchase of about $1200. $2000 has always been enough for my business purchases, and since the card does not report on my credit, I have not bothered trying to get a higher limit. I was waiting to request a CLI on my personal AmEx since that does report on my credit and a higher limit will help my used credit ratio. So, my question is.....

 

Do I need to wait 6 months from the auto CLI on my business AmEx before I can request a CLI on my personal AmEx?

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Irisa
Senior Contributor

Re: AmEx Automatic CLI affect on CLI request 6 month waiting period


@ficojoe wrote:

I believe AmEx only allows one CLI per 6 months on any card. I have both a business and a personal AmEx. Aftrer a large business purchase, my limit was automatically increased on my business card. I got an email telling me that the limit was changed from $2000 to $6000 moments after making a purchase of about $1200. $2000 has always been enough for my business purchases, and since the card does not report on my credit, I have not bothered trying to get a higher limit. I was waiting to request a CLI on my personal AmEx since that does report on my credit and a higher limit will help my used credit ratio. So, my question is.....

 

Do I need to wait 6 months from the auto CLI on my business AmEx before I can request a CLI on my personal AmEx?


I don't think you have to wait 6 months from auto CLIs, especially if it's a different account. My brother got an auto CLI on his BCE account in March. In May he requested a CLI on the same account and it was approved. I know because I pay his bill, lol. Good luck to you! Smiley Happy

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