I left some on the table when requesting my last CLI. Kicking myself a little bit.
Starting Score: 515
@longtimelurker wrote:
@taxi818 wrote:after all no one ever said it was automatic to be asked for when over 25k. What most are actually saying. is if you don't want to take a chance. its a 99% chance they won't if you don't go over 25k. in other words. its a 50-50 chance if over . and 99% chance they won't if under. that is all. people look to deep in what they are trying to convey. of course many have gotten up to 35k with nothing at all. but Op. started out 2 years ago. proving himself to Amex regardless of income. so he should be good to go. Congrats op. following your step. First time ive had a 0 balance on both my amex cards since ive had them. 9 months now. so will see how amex reacts to that with no usage for a couple of months.
Where does the 50-50 come from? (I agree more with the 99% but that might also be too high.)
Figure of speech to make an example. I have no evidence of the actual numbers.it could be 10% chance they will do it over 25k. no one really knows. except the little people inside the computer at amex. and as far as under. honestly i would say a 85% chance they won't if you are under. But then again. No on really knows. 
@taxi818 wrote:
@longtimelurker wrote:
@taxi818 wrote:after all no one ever said it was automatic to be asked for when over 25k. What most are actually saying. is if you don't want to take a chance. its a 99% chance they won't if you don't go over 25k. in other words. its a 50-50 chance if over . and 99% chance they won't if under. that is all. people look to deep in what they are trying to convey. of course many have gotten up to 35k with nothing at all. but Op. started out 2 years ago. proving himself to Amex regardless of income. so he should be good to go. Congrats op. following your step. First time ive had a 0 balance on both my amex cards since ive had them. 9 months now. so will see how amex reacts to that with no usage for a couple of months.
Where does the 50-50 come from? (I agree more with the 99% but that might also be too high.)
Figure of speech to make an example. I have no evidence of the actual numbers.it could be 10% chance they will do it over 25k. no one really knows. except the little people inside the computer at amex. and as far as under. honestly i would say a 85% chance they won't if you are under. But then again. No on really knows.
I think it really depends on the amount of usage vs CL. For example I put roughly 5-6k/month on my SPG Amex. So granting the CLI to 30k was probably not a hard decision for them.
They recently sent me a letter increasing my Pay Over Time limit to 50k from 35k on my BizPlat. I have no idea why and I've never used it, but there you go. 