11-02-2007 10:50 AM
11-02-2007 10:54 AM
11-02-2007 01:29 PM
11-02-2007 08:55 PM
Why? If you owe the money, why won't you pay it? If someone owed you money wouldn't you want to be paid? I do not understand people on this board who freely admit that they owe money but refuse to pay it back or even try to negotiate a settlement. I think that these are the people that are always going to be credit challenged. They have never learned to take responsibility for their actions and just try to ride out the seven years to get the next credit card they can run up and default on.
Creditaddict wrote:well as much as I would LOVE my amex back... I'm not paying them back the 8k I owe them from 6 years ago.
11-02-2007 10:35 PM - edited 11-02-2007 10:36 PM
11-02-2007 10:54 PM
Lawlover2 wrote:I received the Oasis card and paid faithfully, in full, on time, each month for over a year. They cancelled my card and when I asked why - it was a dip in my credit scores. My scores are low (mid 500's to 600), but have been climbing the past year. Is there any chance of getting this back? Does anyone have any suggestions? When I called, the nice guy I spoke to put me through to a sales person who wanted me to apply for the Amex Green card . . . no thanks! I hope someone knows what I can do to get this back!Thanks!
11-03-2007 05:55 PM
11-03-2007 07:54 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.